Do You Need Help With Debt Management?
Whether you’re paying your creditors directly or through a debt management plan, it’s vitally important to remember that you shouldn’t pay a penny to any debt collection company unless you’re 100 per cent satisfied that they can prove you owe them exactly what they’re claiming you owe.
Here at Consumer Law Barristers, we help our clients establish which, if any, of the creditors that they are paying through a debt management plan can really provide legal evidence to prove the amounts they claim are due. Many of our clients have not had anything further to pay to any company after just 12 months.
Why debt management?
Falling into debt is isolating and overwhelming. For many people, entering a debt management plan is a good first step to getting back in control of their debts. This form of debt management help is often all that’s needed to start the process of getting out of debt and represents an easy way to relieve some of the emotional pressure that comes with it. This is because a good debt management company will negotiate reduced payments on your behalf and put a stop to any direct contact with the creditor companies.
However, before agreeing payments to any creditor, the debt management provider should undertake detailed research – known formally as ‘due diligence’ – to assess whether a particular claimant company can actually prove what they say you owe is correct and should be included in the plan. In reality, however, this is very rarely done.
That means that vast numbers of consumers end up making payments to companies who can’t actually provide legal evidence that they are owed the sums of money they are demanding in the first place.
This is where we come in. If you’re currently in debt management and know – or just believe – that the correct due diligence has not been done, it is not too late. We can help.
We have helped hundreds of consumers escape debt management for good. Many of our clients had nothing left to pay after we had completed our 12 month process. This approach has saved our clients an average of 18 years in debt management and over £2 million.
So, if you received no expert legal advice regarding the companies claiming you owe them money, get in touch with us today. Complete the form on this page, email us the details at firstname.lastname@example.org or call 0330 124 4252 to speak to one of our experts now.