Do You Need Help With Debt Management?

Whether you’re paying your creditors directly or through a debt management plan, it’s vitally important to remember that you shouldn’t pay a penny to any debt collection company unless you’re 100 per cent satisfied that they can prove you owe them exactly what they’re claiming you owe.

Here at Consumer Law Barristers, we help our clients establish which, if any, of the creditors that they are paying through a debt management plan can really provide legal evidence to prove the amounts they claim are due. Many of our clients have not had anything further to pay to any company after just 12 months.

Why debt management?

Falling into debt is isolating and overwhelming. For many people, entering a debt management plan is a good first step to getting back in control of their debts. This form of debt management help is often all that’s needed to start the process of getting out of debt and represents an easy way to relieve some of the emotional pressure that comes with it. This is because a good debt management company will negotiate reduced payments on your behalf and put a stop to any direct contact with the creditor companies.

However, before agreeing payments to any creditor, the debt management provider should undertake detailed research – known formally as ‘due diligence’ – to assess whether a particular claimant company can actually prove what they say you owe is correct and should be included in the plan. In reality, however, this is very rarely done.

That means that vast numbers of consumers end up making payments to companies who can’t actually provide legal evidence that they are owed the sums of money they are demanding in the first place.

This is where we come in. If you’re currently in debt management and know – or just believe – that the correct due diligence has not been done, it is not too late. We can help.

Our results

We have helped hundreds of consumers escape debt management for good. Many of our clients had nothing left to pay after we had completed our 12 month process. This approach has saved our clients an average of 18 years in debt management and over £2 million.

So, if you received no expert legal advice regarding the companies claiming you owe them money, get in touch with us today. Complete the form on this page, email us the details at hello@consumerlawbarristers.co.uk or call 0330 124 4252 to speak to one of our experts now.

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Are you ready to assert your rights?

In situations where you may have been struggling to meet debt repayments and have missed payment deadlines the company with whom you took out the debt will often sell it on to a third party who will then, using a variety of techniques, chase you for the outstanding amounts.

FIGHT BACK NOW

“Freed from over £70,000 of debt in just 1 year! The whole process was easy… CLB gave me the chance to finally be debt free.
A huge relief.” – Angela Kelly

"CLB gave me the chance to finally be debt free. A huge relief.”

“We in debt are vulnerable. Consumer Law Barristers put an end to years of stress and sleepless nights with creditors looming over me.
Excellent and very personal service. Recommend them heartily!” – Raheela Salim

“We in debt are vulnerable. Consumer Law Barristers put an end to years of stress and sleepless nights with creditors looming over me."

“I cannot explain the deep relief you feel when your debt has disappeared.
There are no real words to say thank you when you have been set free.” – Susan Yeo

"There are no real words to say thank you when you have been set free.”

“I’m so glad I found CLB! For 15 years I was struggling in debt management and going nowhere.
Thanks to CLB, I was completely freed from over £250,000 of debt in just one year!” – Luke Thomas

"Thanks to CLB, I was completely freed from over £250,000 of debt in just one year!"

“This changed my life! Consumer Law Barristers sorted all my debts and gave me back my life. I’ll be forever grateful.” – Mrs Thomas

Consumer Law Barristers sorted all my debts and gave me back my life. I’ll be forever grateful.

Get help with all the UK’s biggest creditors

We can help you challenge the claims made by debt collectors, banks and credit card companies